You Can Now Transfer Licenses For Your Xbox 360 Content [Xbox 360]

As suspected, Microsoft has finally addressed the DRM issue with content you've purchased on your Xbox 360. In the past, if you bought a new console you couldn't transfer the licenses—one customer was told by an Xbox 360 CSR to "buy the content again." Now you can visit this page on xbox.com and transfer your licenses to a new console . Hooray for progress!

It's a simple two-part process. First, you must transfer your authorized licenses here on the site. Second, you must download the transferred licenses onto your new Xbox 360.

Microsoft points out that if you've sent your Xbox 360 in for repair or replacement, "the licenses have already been transferred as part of the repair process, and you do not need to use the license transfer tool, but you may need to download the content again."

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Ask For A Raise At The Right Time [Raises]

Personal finance blog Free Money Finance suggests that employees can improve their incomes by asking for a raise , but you have to make sure to time it right.

“Timing is everything in business,” says Lorenzo, author of Career Intensity: Business Strategy for Workplace Warriors and Entrepreneurs. If the company and industry are doing poorly, it may not be the best time to ask for more money. But if business is booming, especially if you’ve played a key role in the company’s success, make your move. Special opportunities can provide a natural springboard for a raise: after you’ve received an award, saved significant money for the firm, or agreed to take on additional responsibility. Finally, consider the corporate calendar; you may get better results if you ask while the next year’s budget is being developed.

One major point to make — the key to asking for a raise is noted in the first sentence: you must deserve it. Otherwise, all the asking/begging/pleading in the world will likely fall on deaf ears. Check the blog post for more steps to asking for a raise and details on each one.

(Photo: Getty )

Graph: Which Cellphone Company Has The Best Early Termination Fee Policy? [Early Termination Fees]

Discounting or pro-rating the early termination fees that cellphone companies love to tack on to their contracts is becoming more common, so we thought we'd make some graphs that show the strengths and weaknesses of the different policies. As you can see, T-Mobile 2-year ETF doesn't make any discounts until fairly late in the contract period — and their ETF of $200 is higher than either of the other two companies that offer discounts. (Sprint does not pro-rate or discount its ETF.) T-Mobile's ETF does, however, reach a point where their discounts are steeper than Verizon and AT&T's pro-rating.

As far as the other policies go: AT&T and Verizon have similar pro-rating plans, (for each month that goes by they deduct $5 from the ETF) but Verizon starts discounting earlier than AT&T, according to Consumer Reports.

When you look at 1 year contracts, T-Mobile's plan looks a lot better. Their discounts beat both AT&T and Verizon after 6 months. Also, if you cancel T-Mobile in the final month of either a 2 year or a 1 year contract, you'll have to pay either $50 or your monthly fee — whichever is less.

Something to watch out for: T-Mobile's trial period is only 20 days, while AT&T and Verizon both give you 30 days.

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