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 Jay White2008-04-21T08:33:45.036-05:00Is it Smart to Trade Time for Money?
Towers Perrin, a large human resource consulting firm, just published survey results revealing that most workers have strong negative emotions towards their work. I belonged to this group until several years ago when I decided to transcend my fear and transform my career from a wage earning software engineer to an entrepreneur.
This alchemy of professions has taught me a great lesson: Trading time for money is dumb thinking.
Most people grudgingly work at a job that they hate and become victims of their self-prophecy that they have to work to make money. The truth is shocking but you can quit that job you hate today and liberate your life to achieve the freedom that always eludes you.
Consider these five powerful reasons to manifest thoughts of freeing the precious time that you have been trading for a not-so-rewarding job.
- It's a never-ending cycle: Need for money forces you to work-eat-sleep, an endless loop. It's the craving for more rather than enough that victimizes your mind. We work hard to make more money to spend more money. It's a viral disease that spreads fast. Engaging in work that you hate only to buy a bigger house, Mercedes, cruises, jewelry, designer clothes makes you trade more of your time to buy more of same that you do not need.
- It's an earned income: You are not making what you've seen on your contract. Uncle Sam takes half of your paycheck before a tangible dime falls in your hand. Why? You are paying the federal, the state and social security taxes out of every dollar earned. Rich people work for themselves to build passive income that grows tax-free.
- Your goals are not yours: Individual freedom stems from the thoughts of making a determination about what matters most to you and your family. With freedom, you can work hard on your goals and achieve your dreams. However, when you trade time for money, your boss decides what you should achieve for the paltry raise. Selling your dreams for a meager pay raise is dumb thinking.
- It's risky: It's astounding to find that most people trade time for money with the fallacy of the myth that their job is safe. With the global economy at play, you'll see a pink slip someday. No matter how savvy you are, how adroit you are with skills unmatched by your fellow workers, somewhere in the world, someone will bid for the work that you do for less. There is no insurance for your job.
- Your income relies on you: This fable speaks volumes. You can be a powerful lawyer, doctor or an actor but your income grows linearly with the amount of sweat you trade for it. If you ever get disabled, chances are that your income will be disabled as well. No skill that requires time trading can replace the income to support the life-style that you once lived.
You can move inexorably toward freedom from this folly by starting now if you have the courage to take responsibility for your own future.
- Develop the habit to experience enough in life. By feeling you have enough food, house, car and clothes, you can repel thoughts of more to break the never-ending cycle that enslaves you to trade time for more money to sustain your life-style.
- Start investing 20 percent of your income into tax-free investments. For example, if you stash away 20 percent for investing in mutual funds, a Roth IRA, or real estate, you'll make your money work for you. With the law of compounding interest, someday you'll break the despair of the job you hate.
- When you work for yourself, you'll benefit from all your gains, and you'll suffer from all of your follies. You become the controller of your destiny rather than being controlled by your miseries. You'll experience energy and passion that you've never felt before.
- Risk is an abstract term. Nothing is riskier than to allow navigation of your lifeboat by someone who has their own interests at heart. Once you overcome the fear of shaping your own future, you'll find that your lifeboat needs you at the helm. There is no risk when no one can fire you.
- The apathy for quitting a job that you hate stems from the comfort that you feel every time you receive a paycheck from your employer. The fact is that, an apathy can be transmuted into an empathy by the cognizance that, you are working for money and with liberation soon in sight, money will work for you.
So what is your move? Are you content working for someone else?
- Shilpan
 Jay White2008-04-19T08:29:31.795-05:00The Causes of Stress and How to Overcome Them
Stress is one of the greatest causes of illness in our society today. It is possible that as much as 70% of all trips to the doctor can be attributed to stress. Stress is the great pretender, mimicking or contributing to nearly every ailment imaginable. In the interest of your own personal development, you need to be able to identify your sources of stress so you can control them.
In order to get control over your stress, something in your life must change. We all live with a certain degree of stress in our lives, but there is a point at which it becomes unmanageable, causing physical and mental illness.
Causes of stress can be broken down into internal and external stressors. External stressors are those things which we have no control over. Physical stressors can include a noisy environment, being overly hot or too cold, or feeling confined.
Major changes in your life can also cause stress, such as a lost job, the birth of a child, or a death in the family. Even that promotion you have been wanting will cause stress. Daily inconveniences create stress in our lives: rudeness of others, unreasonable rules at work or inefficient business practices, commuting, and deadlines.
Finally, you also have personally imposed stressors, such as a negative attitude, perfectionism, setting unrealistic expectations, self-criticism. As you can see, stress is hitting you from all angles.
Stress manifests itself in various ways, but there are three main categories where stress will begin to appear.
- Physical Manifestations: You may find that you are uncomfortable much of the time, suffering from headache, fatigue, sweating, or trembling. You may suffer from stomach cramps or nausea, or find you are always sick. The most serious physical effects include chest pains and heart palpitations, often mimicking the symptoms of a heart attack.
- Mental or Emotional Manifestations: Depression is probably the most common mental symptom of stress. More and more, people are seeking out treatment for depression when a few lifestyle changes might take care of the problem.
Other emotional or mental signs of stress include anxiety, frustration, irritability, indecisiveness, confusion, loss of humor, short temper, worry, nervousness, or a loss in concentration or memory.
- Behavioral: Any sudden change in behavior should be a signal that something is wrong. Some of the behaviors that may appear as a result of stress include crying, yelling, throwing things, smoking, drinking, eating, pacing, or other nervous behaviors such as nail biting.
In order to manage your stress you need to make some lifestyle changes. Here is a quick rundown of the simple changes you can make (as soon as today) to begin lowering stress levels.
- One of the simplest yet most effective ways to reduce stress is to eliminate caffeine from your diet.
- Elevated stress may cause weight gain so ensure you are eating a balanced diet and receiving plenty of exercise.
- The act of exercising greatly reduces the effects of stress on your body.
- Get enough sleep. Most adults do not get nearly enough sleep for the body to rejuvenate.
- Allow yourself leisure time to enjoy your hobbies like reading, sewing, or music.
- Try meditating or deep-breathing exercises.
- Allow yourself to have leisure time. Completely remove yourself from your environment, either for a few hours or for a real vacation.
You may also try changing some major things in your life. If you are in a job, or in a relationship, that causes you more stress than it does enjoyment, it may be time to leave those things behind. Quitting your job may not be so bad if the stress it causes you is likely to lead to a heart attack a few years from now.
Once you realize what is causing stress in your life, you can implement measures to control it. Controlling stress is not only important for your overall happiness and well-being, but for your health as well. Many serious diseases such as cancer are being linked more closely with stress, and scientists are finding new ways every day that stress impacts our lives. Do not let stress get in the way of your own personal development.
The most important thing to keep in mind, though, is that stress is mostly self inflicted. This means you have the means within yourself, and in your life, to counteract the effects of stress or to remove it altogether.
-David
 Jay White2008-04-21T07:13:17.932-05:00Gone Fishin': How to Hook Your Readers With Textual Crack
 “Everything has [already] been said yet few have taken advantage of it. [A]ll our knowledge is essentially banal.” -Raoul Vaneigem
In a world where fewer and fewer interactions are happening in person, and where the supply and demand economics of the attention economy are becoming increasingly fierce, writing is fast becoming the primary mode of communication. The problem is that between email, work memos, sales letters, chat sessions, etc., the written word no longer holds the sacred space that it once did. Further compounding the problem is the fact that (let’s face it) most people don’t have anything new to say. As Raoul Vaneigem says above, “everything has already been said.”
So how does one grab attention in today’s fierce attention economy? The most well-trodden path is to publish a book that someone actually purchases. When someone buys a book, they’re investing money with the intention of investing time -- at some later point -- into reading what they’ve purchased. But most people don’t have the luxury of being a published author, and most writers’ purposes aren’t best-served through traditional methods of publication.
So how do you compete for attention in the much scarier and larger world of emails, blogs, company memos, webcopy, sales copy, etc.? The answer, my friend is spin. While Raoul may be right about the dearth of new ideas, there is by no means a dearth of new angles and new spins that may be leveraged to hook your readers.
Here are 7 methods for hooking your readers with textual crack:
- Leverage Other People’s Personal Brands
Company brands are difficult to leverage, and there are often legal repercussions to misusing a company’s brand or trademark. The personal brands of (sometimes controversial or divisive) famous people, however, are generally fair game. You’ll get slammed with a lawsuit for writing “The Dummies Guide to Learning [whatever],” but if you write an article called “The Elvis Presley Method for [whatever],” or “The James Dean Guide to Being a Body Language Bad*ss,” you’ll likely get away with it.
- Leverage Cultural Idioms
Wise (or sometimes unwise) sayings and aphorisms are embedded into every culture’s collective psychology and can be used to ad spin to your rather ordinary point. Ultimately, what you’re writing must have substance, but the scanning eye is much more likely to pick out a well-known idiom and perhaps give your message a little more attention if you’ve properly chosen and applied an appropriate idiom. Which of the two titles are you more likely to read: “A Guide to Saving Money,” or “A Bird in the Hand is Worth Two in a Bush: A Time-Tested Guide to Saving Money”?
- Leverage Folkisms and Colloquialisms
Cultural idioms, like aphorisms, are embedded into every culture’s collective psychology, but they have the added advantage of being humorous. See here and here for lists of southern folkisms. If you pepper your writing with phrases like “she’s pretty as a speckled pup” or “he was sweatin' like a whore in church on Sunday,” you’re readers will probably continue reading, if only for the continual stream of corniness.
- Add Twists to Folkisms, Colloquialisms, Idioms
I once wrote an article entitled “Why You Should Get Up Whenever you Want,” but no one read it. I subsequently changed the title to “Healthy, Wealthy, and DEAD?: 5 Reasons Why Getting Up Early Might be Harmful.” By playing off of Ben Franklin’s oft-quoted saying “early to bed, early to rise, makes a man healthy, wealthy, and wise” I was able to hook readers by adding an unexpected twist to accepted wisdom, and it worked.
- Observe What Does Well on Social Media
Social media sites like Digg leverage the preferences of thousands to promote the most addictive content. Look at the non-news stories that make the front page and take note of how writers uses titles, subheadings, and text formatting to emphasize their points.
- Texturize Your Text
By strategically underling, italicizing, and bolding your text, you can emphasize the most important text and help drive readers attention down your page. By bolding the most important point in each paragraph, you can help ensure that your readers have at least one good excuse to read each paragraph.
- Continually Hook Your Readers
In this day and age, text is competing for attention with telephone calls, email alerts, the television, and constant interruptions from others. With this in mind, it’s important to continually hook your readers, drawing them in one or two times per paragraph using the methods outlined above.
Good luck trafficking your ideas!
--Clay
 Jay White2008-04-17T22:25:30.907-05:007 Insanely Simple Ways to Ensure Your Project Gets Done
When you had a paper due at 2pm, you got it in on time. Whether it was for your professor or your boss, there was outside pressure.
Today however, many of your goals are only due to yourself. With no one watching over your shoulder, will you have the motivation and drive to complete something tough?
Let me give you two examples of creating commitment. After, we'll go through some tips to ensure you leave with a way to easily implement a fool proof system.
At Home Example: Organizing the Garage I'd really wanted to organize the garage but it took about six months to get started. Once I finally did, it only took about five hours because I recruited a friend to help. My friend and I decided to have a "Project Weekend"--she'd help with my stuff on Saturday and I with hers on Sunday. We scheduled it a month in advance and we both followed through.
Now my garage is organized and squeaky clean. At her place, I helped install lights and build furniture. As a bonus, we actually had a lot of fun.
At Work Example: the Buddy Call I run a small business and there are many tasks I want to work on (like blog posts) that don't have solid deadlines. A couple years ago I started a twice monthly check-in call with a colleague who also runs a small business. We discuss our highs, lows, accomplishments, and goals for the next couple weeks.
Since we look up to each other and know we'll be checking in, it motivates us to get things done. Two added benefits:
- Together we'll often find better ways to approach a particular goal
- We now have someone to discuss revenue, employees, and other topics that are often confidential or taboo
Above were very specific examples of how I involved others to add commitment to my goals. By involving others, you are putting yourself on display and therefore, there are people watching to add motivation.
Here are some more general tips that can help you to stay more accountable for the projects you seem to constantly avoid:
- Commit to an outside deadline - if you can tie in your goals with existing schedules, you'll more likely finish. You might try scheduling a party at your house if you want to get unpacked or clean up, registering (and paying for) a business plan competition if you want to get the plan written, or signing up for a class in the skill you want to learn--both monetary and social commitments will help you to follow through
- Schedule a time with someone else to work together - like my "Project Weekend," a scheduled time with someone else can accomplish wonders and be a lot of fun. It's always great if you can return the favor, too
- Set a reasonable deadline, and continually tell others about it - the more often you discuss your deadline the more you'll start believing you can meet it. This will also help to create pressure, which will be furthered if you...
- Announce your goal in a large forum - nobody likes to fail for the world, so announce your ambition on your blog, newsletter, mass email, gathering of friends, or at a company meeting.
- Join a community involved in similar goals - if you're surrounded by people starting up businesses, taking photos, speaking Spanish, or whatever your goal is...that'll help motivate you to do the same
- Find a collaborator for your project - if you're worried about getting it done on your own, allow others to participate so you can motivate each other to succeed. This is more than just working together, this will help to share the responsibility
- Create a competition - put a significant value (monetary, a trip, a favor, etc) on your respective goals. For instance, if you were trying to improve the number of readers on your blog, you could find a blogger in a similar position and compete for the first to get 1000 subscribers...with the loser paying for the other's ticket to a major blogger conference. Look for someone who is in a similar place and create a real competition that you can both take seriously
You may be a motivated hard-worker, but outside pressure and competition will help you to act faster.
How do you keep your eyes on the project despite the lack of motivation?
- Jared

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